Are you being harassed by Debt Collectors?

Have you been harassed by a debt collector? Debt collectors are required to abide by strict rules under both Florida Law and Federal Law. Those rules are designed to protect both the consumer and the integrity of the American credit system. If an unscrupulous debt collector is harassing you, Boyer Law Firm, PLLC can help you fight back.
What type of conduct is prohibited?
Debt collectors cannot:
• telephone you an unreasonable number of times
• telephone you at any unusual time or unusual place
• disclose information about your debts to third parties
• use profane or other abusive language
• contact you after written notification that you do not want to be contacted any further
• claim to be affiliated with any governmental organization
• misrepresent the character, amount or legal status of a debt
• threaten to take any action that cannot be taken legally
• accuse you having committed a crime
• threaten or communicate false credit information
• attempt to collect until honoring your request to validate
• use deceptive methods to collect debts
• call you before 8:00 a.m. or after 8:00 p.m.
• Call you, but not announce who they are
• Talk to your employer about your debt
• continue collection efforts until honoring a request by you to validate the debt

So if an unscrupulous debt collector is harassing you, Boyer Law Firm, PLLC can help you fight back.  Please contact us today if you have any further questions.

 

Northeast Florida Foreign Trade Zone Expanded

Northeast Florida Foreign Trade Zone Expanded: “JaxPort on Wednesday announced the U.S. Department of Commerce and its Foreign Trade Zone Board approved the port authority’s application for a zone that covers Duval, Nassau, Clay, Baker and Columbia counties.
Deborah Lofberg, who oversees the foreign trade zone for JaxPort stated that “the designation is based on showing an industrial site is served by a solid transportation network that can attract a cluster of businesses that import goods.”

Business located in foreign trade zones can either eliminate or defer the custom duties levied when goods are imported into the U.S. The foreign trade zones are aimed at convincing manufacturers and distributors to put their operations in the U.S. rather than overseas.

Here at Boyer Law Firm we have handled many business cases dealing with imports and exports. This trade zone expansion may benefit or even appeal to many businesses. At Boyer Law Firm we will be happy to help you with any issues you have with your business.  Please contact us if you have any further questions.

Read more at Jacksonville.com: http://jacksonville.com/business/2011-05-11/story/first-coast-businesses-expect-boost-being-foreign-trade-zone?sms_ss=email&at_xt=4dcb684bae77925d%2C0#ixzz1M9V1zykg

 

What is a Trust and Why it is Important?

A trust is an arrangement wherein one person (the trustee) manages and holds legal title to property owned by another (the settlor or grantor) for the benefit of a third party or parties (the beneficiary).

There are many different kinds of trusts, such as a testamentary trust which is a trust created by a person’s will and that takes effect after his or her death. One of the reasons a person may want to create a testamentary trust is that it permits him or her to control how trust property is given to the beneficiary.

There are other types of trusts that may be beneficial to your situation that is why it is important to speak to your attorney regarding these matters. Please contact us if you are interested in setting up a will or trust for your future needs.

Drawing a Florida Will

Any adult of sound mind is entitled to make a will. However in there are a few technical requirements a will must fulfill:

• The will must be signed by at least two witnesses. The witnesses must watch you sign the will, though they don’t need to read it. Your witnesses, in most states, must be people who won’t inherit anything under the will. (If your state allows “holographic” wills, you don’t need witnesses.)

• You must date and sign the will.

You don’t have to have your will notarized. In many states, though, if you and your witnesses sign an affidavit (sworn statement) before a notary public, you can help simplify the court procedures required to prove the validity of the will after you die.

You do not have to record or file your will with any government agency, although it can be recorded or filed in a few states. Just keep your will in a safe, accessible place and be sure the person in charge of winding up your affairs (your executor) knows where it is.

Florida law has specific requirements to make a valid will and to avoid probate proceedings.

If you are interested in creating a will to set up security for your future, please contact Boyer Law Firm as we have mastered the provisions and tailored our forms to provide maximum security for you future when creating your Florida Will.

Trademark Your Word, Phrase, Symbol or Design

Trademark Your Word, Phrase, Symbol or DesignTrademark Your Word, Phrase, Symbol or Design: A trademark is a word, phrase, symbol or design, or a combination thereof, that identifies and distinguishes the source of the goods of one party from those of others.
When you file a trademark registration application the examining attorney will review the application and may issue refusals based on the Trademark Act of 1946, 15 U.S.C. §1051 et seq., or the Trademark Rules of Practice, 37 C.F.R. Part 2.

The most common reasons for refusing registration are because the mark is:
•    Likely to cause confusion with a mark in a registration or prior application;
•    Descriptive for the goods/services;
•    A geographic term;
•    A surname;
•    Ornamental as applied to the goods.

The examining attorney may also issue requirements concerning, for example:
•    The goods and services listed in the application;
•    The description of the mark;
•    The quality of the drawing;
•    The specimens.

In short, a trademark is a brand name. A trademark includes any word, name, symbol, device, or any combination, used, or intended to be used, in commerce to identify and distinguish the goods of one manufacturer or seller from goods manufactured or sold by others, and to indicate the source of the goods.

A service mark is any word, name, symbol, device, or any combination, used, or intended to be used, in commerce, to identify and distinguish the services of one provider from services provided by others, and to indicate the source of the services.

Not all trademarks must be registered, but federal registration has several advantages, including a notice to the public of the registrant’s claim of ownership of the mark, a legal presumption of ownership nationwide, and the exclusive right to use the mark on or in connection with the goods or services set forth in the registration.
If you have a trademark issue, please contact Boyer Law Firm today and we will be happy to assist you in either trademarking your logo or discussing other possible options.