Florida Final Judgment for Your Foreign Divorce Judgment

Florida Final Judgment for Your Foreign Divorce JudgmentIf you were divorced in another country or state and you need to collect monies owed to you for that judgment from your ex-spouse who lives in Florida, the first step is to domesticate the divorce judgment to Florida.

Domestication of a foreign judgment, whether it be a divorce judgment or not, is a process where the judgment of a foreign courts is recognized by the Florida Courts.

Once the judgment has been recognized by the Florida Courts, then you will receive a Florida Final Judgment for your foreign divorce judgment and you can proceed with collecting the monies owed to you by your ex-spouse through garnishment, liens, or even a collection agency.

However, you cannot begin any of these collection methods for property in Florida, whether it be real property or personal property, until the foreign judgment is recognized by the Florida Courts and you obtain a Florida Final Judgment for your foreign divorce judgment or other type of judgment.

If you have a foreign judgment that you need to have recognized by the Florida Courts, then contact Boyer Law Firm today!

Orlando Debt Collection Scam

Debt Collection ScamThe assets of and Orlando-based debt collection company were frozen by Attorney General Pam Bondi after its employees were accused of collecting debt through illegal means.

The company goes by the names Vanderbilt & Associats, LLC and Buchanan Capital Management. The employees of the company were allegedly posing as police officers and government officials in order to scare victims into paying the so-called debts. The company is also accused of collecting debts they were not authorized to collect because they didn’t exist or had already been paid. Authorities say that some victims were scammed out of more than $200,000.

Merril Miller, the owner of the company, claims that the enterprise is a legal collection agency and denied instructing his employees to pose as law enforcement officers.

“If I was [going to be arrested] he would’ve arrested me right here.” Miller said.

Miller’s company was served with a warrant on March 1, 2013. Authorities seized 50 computers in order to go through the hard drives to search for evidence and additional victims.

If you are being harassed by debt collectors, whether the debts are legitimate or not, you have rights. Keep a log of all communications with the debt collection agency and contact an attorney.

Souce: WFTV

*Image courtesy of Stockfreeimages.com

Debt Collection Scams

Debt Collection ScamsThere are many debt collection scams going on across the country. Allied Litigation Group, a company that claims to be based out of Houston, Texas, has been named a phony debt collection agency by the Better Business Bureau.

It is only one of the debt collection scams affecting people nationwide. Complaints against the “company” have been filed with attorney generals in Texas, Ohio, Florida, and the Federal Trade Commission.

The language company employees used in the calls was described as “very aggressive, very threatening, and very angry.” They claimed they were criminal investigators or court officers who had warrants or court-proceedings against the alleged debtor, and even threatened them with arrest.

In addition, the company would not provide proof of the alleged debt to the people they were calling. “They have never sent me proof,” said Patrick Gaghan, one of the people who filed complaints against Allied Litigation Group. “They just kept demanding money or saying they’re getting warrants for my arrest.”

If you receive a call from a debt collector, do your homework. Debt collectors are required by law to provide you with a written statement of how much is owed and to whom the money is owed. If you have further skepticism, you can call the original creditor to ask if the debt has been turned over to a collection agency.

If a debt collector threatens you with arrest, this is a BIG warning sign.   The Constitution of the State of Florida, Section 11, states that “no person shall be imprisoned for debt, except in cases of fraud.”

This is not always the case, however. In some states, debt collectors are manipulating courts by asking the debtor submit a document called a Fact Information Sheet or appear in court for an “examination” of the debtor’s ability to pay. If the debtor does not comply, they may be held in contempt of court, which may result in a warrant for their arrest.

If you are receiving calls from a debt collector, legitimate or not, a Florida debt collection attorney can help you understand your rights and how you should go about resolving the issue.

Sources: Law Firm Newswire ; Daily Finance ; KHOU.com

*Photo Courtesy of stockfreeimages.com

Debt Collection – Know Your Agreement and the Law

Whenever you enter into a contract, it is important to read the fine print. It is also important to have an attorney review the contract so that you fully understand the contract and the laws that are applicable to the contract.

Most contracts for credit cards and other such contracts contain clauses that state not only where a suit must be filed, but also what state’s laws apply to any legal claim that may arise out of the contract. It is also important to know and understand the Fair Debt Collection Practices Act (FDCPA), so that you can protect yourself from creditors.

If you are having a problem with creditor’s or would like a contract of yours to be review by our attorneys, please call the Boyer Law Firm today.

Bank calls grieving widow almost 50 times a day in regards to her husband’s debt

Have you been harassed by a debt collector? Debt collectors are required to abide by strict rules under both Florida Law and Federal Law. Those rules are designed to protect both the consumer and the integrity of the American credit system.

Take a look at the situation in the story below:

“Bank of America bombarded a grieving widow with calls up to 48 times a day to remind her that her recently deceased husband had missed a mortgage payment, it is claimed.

Deborah Crabtree, from Honolulu, Hawaii, is suing the bank after she said she was called by debt collectors as often as every 15 minutes including during the wake for her husband.

According to papers filed in Hawaii, Mrs Crabtree told the bank that she would pay the debt as soon as she received her husband’s life insurance pay out, but the bank continued to threaten to foreclose on her home. The bank told the widow that it was unable to stop the calls until the debt was paid as they were computer generated.”

Debtors must know that they have certain rights as debt collectors cannot:
• telephone you an unreasonable number of times
• telephone you at any unusual time or unusual place
• disclose information about your debts to third parties
• use profane or other abusive language
• contact you after written notification that you do not want to be contacted any further
• claim to be affiliated with any governmental organization
• misrepresent the character, amount or legal status of a debt
• threaten to take any action that cannot be taken legally
• accuse you having committed a crime
• threaten or communicate false credit information
• attempt to collect until honoring your request to validate
• use deceptive methods to collect debts
• call you before 8:00 a.m. or after 8:00 p.m.
• Call you, but not announce who they are
• Talk to your employer about your debt
• continue collection efforts until honoring a request by you to validate the debt

Read more: http://www.dailymail.co.uk/news/article-2033465/Bank-America-called-grieving-widow-48-times-day-remind-husbands-debt.html#ixzz1ZkRukIAx

If an unscrupulous debt collector is harassing you, Boyer Law Firm, PLLC can help you fight back.