Online Protests Force Congress to Rethink Bills

Congress put two controversial bills on the shelf last week. The Stop Online Piracy Act (“SOPA”) and Protect IP Act (“PIPA”) received a lot of attention from the public. Over 13 million people made their voices heard, mostly online, and forced Congress to halt any votes planned for the two bills.

Many people viewed the bills as a restriction on the right to free speech and an obstruction to obtaining information online. The problem with many of the targeted websites and the information they allow visitors to obtain is that some of the information, programs, etc., that they have is not theirs and violates United States copyright laws.

On the other hand, many see the bills resulting from politicians attempting to keep campaign money flowing into their campaigns from certain companies; you scratch my back, I will scratch your back approach. Whether the bills came about because politicians genuinely want to protect the IP of people and companies, or because large campaign donors pressed them, something does need to be done to protect the IP of individuals, companies, and the United States government.

If Congress is able to rework the bills so they are less restrictive on internet users and still provide sufficient protection to holders of IP, then they may pass with relatively little public opposition. However, that remains to be seen. If Congress passes similar bills in the future, expect some changes to your internet experience.

Information or this article can be found at http://www.pcworld.com/businesscenter/article/248 586/sopa_and_pipa_what_went_wrong.html

Mr. Boyer will be in France during the month of March 2012

We are pleased to announce that Mr. Boyer of Boyer Law Firm, P.L., will be traveling and available for a consultation in Nantes, France, from March 3 to 7, 2012 and Paris, France, from March 9 to the 15, 2012.

If you would like to schedule a consultation to meet Mr. Boyer for legal and professional advice in the areas of investment, real estate, immigration, business law or any other area of law within the United States that we specialize in please do not hesitate to contact us to schedule a consultation.

For more information please visit our practice areas….

Contact Information

Jacksonville Office:(904) 236-5317
Miami Office: (305) 921-9665
Orlando Office: (407) 574-2573

Lending Increases Nationwide

Over the last month, the amount of loans have increased nationwide. Banks are not lending in one area either; they are giving loans out over the entire spectrum of American life. From student loans to car loans and business loans, it looks as though the economy may be getting a kick-start. Loans are not being given out to everyone who comes along however, banks are being cautious with who they award loans to. Banks are lending only to those individuals and those companies they deem worthy risks. Consumers and the like should take this as a good sign.

Rather than lower their standards in order to hand out loans to anyone who walks through the doors, the banks have taken a different approach. Banks are looking at whether a company or an individual has the credit necessary to handle the loan. If this slowly-but-surely approach continues, it may help increase the profits of lending organizations and enable them to award loans to others needing them. This may be good news for the housing market nationwide and particularly in Florida.

Information for this article can be found at http://online.wsj.com/article/SB10001424052970204555904577166523861298962.html?mod=WSJ_hp_LEFTWhatsNewsCollection

Protect Yourself When Starting a Company

You can protect yourself from creditors and other legal hassles when starting a company and we can help. When you are ready to create a company, you can use what many refer to as a nominee director. A nominee director is a person other than you who allows the use of their name on the documents needed to create a company. Using a nominee director can help you “avert or slow lawsuits” and help to avoid other “costly legal situations.” It can slow a creditor’s progress when attempting to link you to the company because your name will not be directly associated with the company.

The use of a nominee director is completely legal and having us at Boyer Law Firm help you can create some added protection. Using an attorney to help set up a nominee director gives you the added protection of having an attorney-client privilege. In addition to the added protection, we can provide you with the legal documents necessary to allow you to conduct business on behalf of the company. For more information, please call our offices today. We will be happy to assist you with your business needs.

For more information about the attorney-client privilege, please read our blog from September 27, 2011 What you can do to maintain your attorney-client privilege.

Foreign Nationals can get Great Deals on Cars in the U.S

Will you or someone you know be moving to the United States and need a car? Whether you are moving to the United States or just visiting you can get a great deal on a car. One-way to get hold of a deal on a car is to contact ExpatRide. ExpatRide is a company that helps people with deals when they buy or lease a car. There is no car make or model that it out of reach. So long as your finances can match up with the payments for the vehicle, you can drive any car you wish.

In order to obtain a lease through ExpatRide, you must have the lease for at least twelve months. However, if you acquire the need to get out of your lease (or purchase) contract, ExpatRide can help you do so with less financial penalties than if you had dealt directly through a dealership. Interest rates through ExpatRide are generally between 4.5% and 5.5%. The question of whether to purchase or lease a car depends on your situation.

If you are coming to the United States to look for a home, or just to visit, ExpatRide has a partnership with Enterprise. Rentals range anywhere from 1 day to 12 months and ExpatRide’s partnership with Enterprise offers rates even lower than those normally offered by Enterprise. In addition to the great deals offered by ExpatRide, the company does not need to know your credit score and will help raise your credit score in the United States. ExpatRide can even help you get a car without a United States driver’s license before or after you enter the country.

For more information about ExpatRide and its services, please visit www.ExpatRide.com.

Boyer Law obtains a 5 year E-2 Visa for Canadian clients

We are pleased to announce that we have been able to obtain an E-2 visa out of Canada for our clients. They decided that they would like to purchase a restaurant business and live in Florida. We requested our clients to submit a list of documents and negotiated the purchase agreement of the business as well as compiling their investor visa’s petition.

When dealing with such a project, you need to keep in mind that there are two important aspects:
i) The first phase is the businesses deal with financial and legal requirements such as purchase price, licensure, zoning, etc., and
ii) The second phase is the immigration side of the deal, such as ownership, investment in kind and money, conditional sale, etc.

An E-2 visa, is otherwise known as an investor visa and entitles a foreigner to reside and work in the United States. This case was a bit particular in the sense that we helped our client negotiate and purchase a location for his business. We also were able to trademark our client’s business name. We moved ahead and were able to secure the visas for them under these time constraints.

Shall you need help, contact a Florida business and immigration lawyer, such as Boyer Law Firm to handle your E-2 investment petitions and business purchases.

Homes Cost enough as it is, So Cut down Your Closing Costs

Buying a home can be stressful, time consuming, and put a little pressure on your pocket, so don’t let a lending company put even more pressure on your wallet for unnecessary closing costs.

Many lending companies will have costs built into their contracts that are unnecessary or just downright redundant and you do not want to pay for the same thing twice. For example, some companies will charge an origination fee and an application fee.

Essentially, those are the same thing and if you truly plan on purchasing a mortgage there is no need to pay for both. Another example is a processing fee, but such a fee should be included in the origination fee because obtaining a mortgage is essentially just processing papers.

If you are looking to buy a home and want to make sure that you are not overpaying, contact us today. Boyer Law Firm has successfully closed many real estate closings including short sales and regular home purchases. Save some money from those unnecessary fees and buy something for your new home when closing with us.

For more information about the types of unnecessary fees, please read the article from which this information was taken http://www.chicagotribune.com/classified/realestate/sc-cons-0105-junk-fees-20120106,0,1118657.story.

International Waters can be a Domestic Nightmare

When traveling on a cruise line over international waters it is important to remember that United States laws may not apply. Each country has its own laws of the sea and if something happens while on international waters, it can be difficult to determine which law to apply.

A 15-year-old girl and her family from Iowa are going through that nightmare right now. While aboard a Royal Caribbean Cruise over the Christmas holiday, a boy the girl’s age persuaded her to leave a teen club aboard the ship. When the girl left the club, she found herself in a private room with the 15-year-old boy and a 20-year-old man.

The two would not allow her to leave and then they sexually assaulted her. Immediately following the incident the girl alerted ship authorities, who in turn alerted the FBI who arrested the two suspects once the boat arrived back in Florida.

It is unfortunate stories like this that remind travelers to beware of their surroundings, the situations they are in, and especially the laws that may apply. In this case, there is no law for statutory rape on the high seas and the two suspects are Brazilian nationals. A court will have to determine what laws to apply.

Remember when traveling, especially on cruises and in foreign countries what the laws are and how they might affect you. If you have been injured or become a victim while traveling, please call Boyer Law Firm to see how we might assist you.

For more information about what to do if injured on a cruise ship, please read our blog article “Know what to do if you are injured on a cruise ship.

Information for this article was obtained from http://www.dailymail.co.uk/news/article-2082877/Daughter-15-Royal-Caribbean-cruise-raped-2-men-private-room.html.

Supply and Demand do not Apply

Basic economics will teach you that when supply is up demand will be down and when demand is up supply will be down. This is not the case when it comes to the availability of affordable housing provided from November statistics. Apparently the number of available houses is up and so it the number of home sales. With mortgage rates being at almost record lows, homebuyers who have not been able to afford homes the past few years are able to get out there and sign contracts. There is really no end in sight in the near future.

As more foreclosures loom in the coming New Year, increasing availability of affordable housing also comes into the New Year. More homes in foreclosure means there will be more houses that need to be sold and will likely be sold at lower prices. These lower prices coupled with lower mortgage rates will result in more buyers, first time and otherwise, being able to afford a previously lived in house. The New Year looks to bring a stability back to the market and a resurgence in the American dream.

Information for this article was taken from http://www.bloomberg.com/news/2011-12-29/pending-u-s-home-sales-climb-more-than-forecast-7-3-on-declining-prices.html.

Confidence on the Rise

Over the past year, home prices in the United States have decreased at a slower pace. This suggests possible stability to the market coming in early 2012. The signs of stability are a result of fewer unsold homes on the market, an increase in new home construction, and a rise in builder confidence. For those looking to build or buy homes this is good news. The Federal Reserve has stated that it will keep the benchmark interest rate near zero until at least the summer of 2013. In addition, it experts have shown that many home payments are actually less than some rental payments now.

For homebuyers looking to secure financing or just looking for help buying a home, Boyer Law Firm can help. We have experience helping clients with a number of issues relating to real estate. If you would like legal help with the purchase or sale of real estate, please call the Boyer Law Firm Today.

Information taken from http://www.bloomberg.com/news/2011-12-27/home-prices-in-u-s-probably-fell-at-slower-pace-as-market-gained-traction.html. Please read the article for more information.