Boyer law successfully obtains Client’s dream yacht

At Boyer Law Firm, we have recently assisted a foreign client in their venture to purchase a large yacht. Client was concerned about the terms of the contract, how the process would develop and how he could be sure of the physical condition of the yacht. We helped to monitor and review the purchase contract. In doing so, we scheduled independent vessel inspections by marine surveyors to help ensure the seaworthiness, condition and fitness of the vessel our client was purchasing. Not only were we successful in helping our client to complete the purchase of his yacht, but we were also able to guarantee his peace of mind. His peace of mind was obtained by doing everything within our power to make sure that there were no problems with the vessel, the contract, or the actual purchase of the yacht.

Neglected tenant receives the award she deserved!

We would like to announce the successful representation of a recent client, Tenant. Tenant was renting a home in which a pipe burst. Upon notifying the Landlord that a pipe had burst, Landlord instructed Tenant to have a company come and fix the pipe in order to mitigate the damage to the home. In most instances, when a renter needs something repaired, it is normally paid for by the Landlord or rental company. However, in this case when the company sent the bill it was sent to Tenant. In representing Tenant, we conducted an investigation of the facts surrounding the circumstances, had witnesses sign affidavits which stated facts they knew to be true, and attended a court hearing. After the court hearing, the demand against our client, Tenant, to pay for the repairs was dismissed. After using our services to protect her interests, Tenant paid nothing for the repair of the pipe in her rental home.

Things Will Change: the CoreScore Credit Report

A credit score is a number that is generated to an individual to predict the risk associated with that person. This risk predicts how delinquent one will be in meeting their credit obligations. The credit score is generated from a variety of sources: payment history, amounts owed, length of credit history, new credit and types of credit used.

Although there are three main providers for a credit score (Experian, TransUnion, Equifax), CoreLogic is announcing a new credit score service in the real estate world. It will not act as a replacement but rather an aid to the already existing credit reports. CoreScore will deliver important insight into unseen risk and opportunities. CoreScore will act as a gap filler for the reports, providing a much more detailed report of a buyer’s information such as:

• Properties owned (with and without debt obligations)
• Mortgage obligations with companies that may not report to traditional credit reporting agencies
• Property legal filings, such as notices of default
• Property tax amounts and payment status
• Estimated market values on all U.S. properties owned
• Rental applications and evictions
• Inquiries and charge-offs from payday and online lenders
• Consumer-specific bankruptcies, liens, judgments and child support obligations

Because of the details provided in the CoreScore report, it should be essential to at least try to improve your credit score. There are several ways to do this:

1. Always review your credit report and correct errors you find. Wrong data can substantially hurt an individual’s score.
2. Reduce the balance on your balances on credit cards to 75% or less of your available credit.
3. Pay your bills on time. Although this would take time, you will see a slow and steady improvement on your credit score.
4. Reduce the amount of debt you owe. This is obviously a lot easier said than done. You need to top using your credit cards so that you can develop a payment plan. Also, consolidating your debts will reduce the amount of debt you owe even if it’s just a little.

Foreign investor successfully entered into sunny Florida with the help of Boyer Law Firm

Boyer Law Firm has successfully helped Client R., who is a foreign investor, to enter the Florida business landscape. We have been able to assist this client invest in real estate in Florida. Since our initial dealings with this client we have continually assisted him in all his legal matters. We now assist Client R. in all legal matters pertaining to real estate and contract law and through our affiliates we have been able aid Client R. with his tax returns.

Lives devastated by listeria as cantaloupe outbreak grows

Within the past month and a half there has been a nationwide outbreak of listeria. Listeria can be contracted by contaminated foods, in the current outbreak by contaminated cantaloupe. The cantaloupe in question, it has so far been said, to have been shipped to 22 different states. Originally shipped from a farm in Colorado, the contaminated cantaloupes have resulted in over 60 reported listeria illnesses and 8 deaths. Illness caused by listeria can lay somewhat dormant, presenting symptoms in infected persons up to two months after consuming contaminated products. If you have traveled out of the state of Florida, or think that you know someone who has and may have eaten some of the contaminated cantaloupe, you may want to seek a medical opinion. The Mayo Clinic has a list of common symptoms related to listeria on its website at

Listeria can be a lingering illness that can be debilitating and even result in death. If you or someone you know feels they may have eaten some of the contaminated cantaloupes, please seek medical advice. It would not be wise to take a wait and see approach; your health is not something to gamble on. If you think we can be of any assistance here at Boyer Law Firm, please call us today. We wish you and your families well.

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After relentless negotiations, Boyer Law gains a substantial settlement for Client

Client S was in the process of purchasing her dream home in Florida. Client S fell into a trap where her realtor, mortgage broker and notary deceived Client. Essentially, through fraud she was misled into paying a lot more than the house was worth. All three parties lied to Client in regards to purchasing the home. We drafted discovery and gathered witnesses to find justice for our client. We were successful in obtaining Client S a settlement after relentless negotiations from the parties involved.

Bank calls grieving widow almost 50 times a day in regards to her husband’s debt

Have you been harassed by a debt collector? Debt collectors are required to abide by strict rules under both Florida Law and Federal Law. Those rules are designed to protect both the consumer and the integrity of the American credit system.

Take a look at the situation in the story below:

“Bank of America bombarded a grieving widow with calls up to 48 times a day to remind her that her recently deceased husband had missed a mortgage payment, it is claimed.

Deborah Crabtree, from Honolulu, Hawaii, is suing the bank after she said she was called by debt collectors as often as every 15 minutes including during the wake for her husband.

According to papers filed in Hawaii, Mrs Crabtree told the bank that she would pay the debt as soon as she received her husband’s life insurance pay out, but the bank continued to threaten to foreclose on her home. The bank told the widow that it was unable to stop the calls until the debt was paid as they were computer generated.”

Debtors must know that they have certain rights as debt collectors cannot:
• telephone you an unreasonable number of times
• telephone you at any unusual time or unusual place
• disclose information about your debts to third parties
• use profane or other abusive language
• contact you after written notification that you do not want to be contacted any further
• claim to be affiliated with any governmental organization
• misrepresent the character, amount or legal status of a debt
• threaten to take any action that cannot be taken legally
• accuse you having committed a crime
• threaten or communicate false credit information
• attempt to collect until honoring your request to validate
• use deceptive methods to collect debts
• call you before 8:00 a.m. or after 8:00 p.m.
• Call you, but not announce who they are
• Talk to your employer about your debt
• continue collection efforts until honoring a request by you to validate the debt

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If an unscrupulous debt collector is harassing you, Boyer Law Firm, PLLC can help you fight back.

What is Arbitration?

Arbitration can be voluntary or mandatory. Some people choose to arbitrate issues rather than go to trial for a number of reasons. Using arbitration as an alternative to trial can be less expensive and achieve a faster result than taking a case to trial. In a jury trial, both parties are at the mercy of the jurors, whom the parties are not able to hand pick. Jurors are also able to come to a final decision using biases and emotions. Arbitrators, however, can either be assigned or picked by one or more of the parties and are usually very well versed in the laws applicable to the matter that enters arbitration. Arbitration allows the parties to have more control over the outcome and the proceedings than does a trial. However, arbitration is more formal than other alternatives and like trial the decision is binding upon both parties. However, some arbitration decisions can be appealed.

If you have a contract, either for employment or as a consumer, it is wise to read the contract all the way to end because many contracts include arbitration clauses. Such clauses can include the laws that will be used during arbitration, whether international, federal, or state. Arbitration clauses will almost always include a forum selection clause, which states where the arbitration will take place. A company will usually select a location that is near to their offices and in many cases such a location is not convenient for the other party. Choice of law and forum selection clauses can create arbitration awards in one country that may have to be enforced in another country. Such a dilemma can bring up questions of international or bilateral treaties, federal laws, and state laws.

Movers destroy Clients property, and Boyer law obtains successful settlement after dispute

Client H was moving into her dream home, with the help of movers she hired. Unexpectedly, her movers moved all her furniture, however caused major damages to her old antique furniture. The client tried to resolve the matter in her own hands with the moving company’s insurance; however, they were not willing to pay any of the damages to her antique furniture.

Client H hired us to represent her during this unfortunate matter, and we negotiated with the Insurance Company. We went to Client H’s home to take pictures and investigated the case further to draft a letter of demand detailing the facts of the matter. We went back and forth with the insurance company and finally got a settlement for our client.

Boyer Law Successfully obtains Trademark (more specifically a service mark) for Client

We are pleased to announce that Boyer Law successfully obtained a U.S. and FL Trademark approval for our Client. Client T wanted to set up a personalized attraction tour and then wanted to trademark the attraction tour logo rapidly. Since the client’s service mark was specific in nature we had to make sure that we carefully tailored the package for the trademark for its approval.

A service mark is a trademark used to identify a service rather than a product. They can be very beneficial because one’s own unique design of a service or logo cannot be replicated without permission once it is service marked.

We first set up Clients Corporation and then Client began his service tour. Since the trademark process is very rule specific we collected and drafted all materials necessary to file a U.S. Trademark and FL Trademark as quickly as possible. We were successful by getting Clients logo trademarked both under the U.S and FL Trademark division.

Shall you need help with a trademark, copyright, service mark issue, please do not hesitate to contact us.

Were You Wrongly Foreclosed On?

For almost a year, banks have been overhauling their foreclosure practices. Many might simply ask, why? The reason is that a significant number of homeowners have been foreclosed on because of errors in the processing and filing of foreclosures. If you were foreclosed on during the years of 2009 and 2010, there is a chance that you were wrongly foreclosed on. There is, however, light at the end of the tunnel. In order to reach that light though, you may need some guidance. Boyer Law Firm can help provide you with the guidance it will take to properly have your case reviewed.

In an effort to help right the wrongs of 2009 and 2010, and in order to help fix the housing industry in the United States, banks are setting up a system that will enable homeowners to have their cases reviewed. The banks have stated they will set up a toll-free number, a website, and will conduct advertising to get the word out. How aggressively the banks will advertise the information is yet to be seen, but if you contact Boyer Law Firm we can get you on the right track. Call today and get the information you need to find out if the foreclosure of your home was due to error on the part of the bank.
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